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We pride ourselves on being a flexible financing partner. If your business faces challenges or new opportunities arise, we work with you to adapt the financing structure where possible. 

Yes, we often structure hybrid financing packages combining term debt with other products such as invoice financing or asset financing to create a comprehensive solution tailored to specific business needs. 

We do not seek personal guarantees as we believe a deal needs to support the facility on its own merits. 

Initial feedback and indicative terms are typically provided within 1-2 weeks. The full approval and documentation process usually takes 6-8 weeks depending on the complexity and size of the financing. 

We offer both recourse and non-recourse financing options. With recourse financing, your business remains responsible if the customer doesn’t pay. Non-recourse options provide additional protection but typically have different qualification criteria. 

Once approved, supplier payments can be made within 72 hours. Repeat clients often experience faster timeframes. 

The process involves submitting the purchase order, supplier details, cost breakdown, and customer information. Once approved, we pay suppliers directly to enable order fulfilment. 

We generally finance up to 80% of the purchase order, allowing you to complete the order without using your working capital. 

We typically finance purchase orders from creditworthy businesses and government entities. Orders should be for non-perishable goods or completed services with clear delivery requirements. 

Once your application is approved, funding can be provided within 5 business days. Repeat clients often experience faster turnaround times. 

Our stock financing solutions typically start at €500,000, though we can discuss your specific needs if you require a different arrangement. 

Repayment terms are flexible and structured to align with your sales cycle. Typically, as inventory sells, a portion of proceeds goes toward repayment, with full settlement expected within 3-12 months depending on your business model. 

Our valuation considers factors such as market demand, turnover rates, seasonality, and shelf life. We may conduct a physical inventory audit or review detailed inventory records during the application process. 

We finance a wide range of inventory types including finished goods, raw materials, and work-in-progress inventory. Highly perishable goods or items with very limited shelf life may have different terms. 

We generally finance invoices issued to creditworthy businesses for delivered goods or completed services.

Once approved, you can receive funds within 24-48 hours. The initial application and approval process typically takes 2-3 weeks.

Our fee structure is transparent and typically includes a small percentage of the invoice value. We provide a clear breakdown of all costs before you commit to financing. 

We offer a Disclosed facility so your debtor will be aware that you are using our facility. You still remain in control of the relationship on a day-to-day basis.

A typical application requires 2-3 years of financial statements, current management accounts, cash flow projections, business plan, information on existing debt, and details of the funding purpose.

Typically, we advance up to 90% of the invoice face value immediately, with the remaining balance (minus our fee) paid to you when your customer settles the invoice.