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Debt finance is a form of funding where a business borrows money that is repaid over time, typically with interest. It is commonly used to fund growth, acquisitions, working capital, or refinancing. Debt finance can be structured in many ways, including term loans, asset-backed lending, and hybrid facilities.

Debt finance is used for a wide range of purposes including business expansion, acquisitions, funding working capital, supporting large projects. It provides businesses with access to capital without giving up equity.

Debt finance involves borrowing money that must be repaid with interest, while equity finance involves raising capital by selling shares in the business. Debt finance allows you to retain ownership and control, whereas equity finance involves dilution but does not require repayment.

Initial feedback and indicative terms are typically provided within 1-2 weeks. The full approval and documentation process usually takes 6-8 weeks depending on the complexity and size of the financing. 

In many cases, we do not require personal guarantees, as we focus on structuring debt finance facilities that are supported by the strength of the business and underlying assets. Each transaction is assessed individually, allowing us to provide flexible solutions tailored to your specific circumstances.

We pride ourselves on being a flexible debt finance partner. If your business circumstances change or new opportunities arise, we work with you to adapt the structure of your debt finance facility wherever possible. Our goal at Teybridge Capital Europe is to support long-term growth by providing funding that can evolve alongside your business.

Yes, debt finance can often be combined with other funding solutions such as invoice finance, purchase order finance, or inventory finance. At Teybridge Capital Europe, we frequently structure a combination of facilities to create a comprehensive working capital solution tailored to your business needs.

A typical application requires 2-3 years of financial statements, current management accounts, cash flow projections, business plan, information on existing debt, and details of the funding purpose. This allows us to assess your business and structure a suitable financing solution.