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We pride ourselves on being a flexible financing partner. If your business faces challenges or new opportunities arise, we work with you to adapt the financing structure where possible. 

Yes, we often structure hybrid financing packages combining term debt with other products such as invoice financing or asset financing to create a comprehensive solution tailored to specific business needs. 

We do not seek personal guarantees as we believe a deal needs to support the facility on its own merits. 

Initial feedback and indicative terms are typically provided within 1-2 weeks. The full approval and documentation process usually takes 6-8 weeks depending on the complexity and size of the financing. 

A typical application requires 2-3 years of financial statements, current management accounts, cash flow projections, business plan, information on existing debt, and details of the funding purpose.