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Debt Finance

Debt Finance

Finance that flexes with your future

For long-term plans or bigger investments, our tailored debt solutions give you the capital stability to move from ambition to action.

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Quick facts

  • Tailored loan structures to match your business needs
  • Financing from €1,000,000 to €10,000,000
  • Flexible repayment terms from 1 to 2 years
  • Competitive rates based on business strength

How Debt Finance works

  1. Application and assessment

    Submit your application with business financials and growth plans. We'll assess your eligibility and structure the optimal debt solution.

  2. Due diligence and approval

    Our team conducts thorough due diligence on your business and provides final loan terms with competitive rates and flexible repayment schedules.

  3. Funding and execution

    Once approved, funds are disbursed directly to your business account. Begin your growth projects with structured repayment terms.

Benefits of Debt Finance

Maintain control

Unlike equity financing, debt allows you to retain full ownership and control of your business during growth.

Tax advantages

Interest payments on business debt are typically tax-deductible, reducing the effective cost of financing.

Predictable costs

Fixed repayment terms and interest rates provide clarity for financial planning and cash flow management.

Scalable solution

As your business establishes credit history, you can access increasing amounts of debt capital at better terms.

Limited covenant structure

Our debt solutions often feature limited covenants, providing operational flexibility while you grow.

Strategic guidance

Access to our financial experts who provide ongoing support and strategic advice beyond the capital.

Is Debt Finance right for you?

Apply for Debt Finance

Debt Finance is ideal for businesses that:

  • Have established revenue streams and cash flow history
  • Need capital for long-term growth initiatives or expansion
  • Want to fund acquisitions or management buyouts
  • Prefer to maintain ownership and control during growth
  • Are looking to refinance existing debt at better terms

Get an initial consultation and indicative terms within one week.

Frequently asked questions

Get in touch

We pride ourselves on being a flexible financing partner. If your business faces challenges or new opportunities arise, we work with you to adapt the financing structure where possible. 

Yes, we often structure hybrid financing packages combining term debt with other products such as invoice financing or asset financing to create a comprehensive solution tailored to specific business needs. 

We do not seek personal guarantees as we believe a deal needs to support the facility on its own merits. 

Initial feedback and indicative terms are typically provided within 1-2 weeks. The full approval and documentation process usually takes 6-8 weeks depending on the complexity and size of the financing. 

A typical application requires 2-3 years of financial statements, current management accounts, cash flow projections, business plan, information on existing debt, and details of the funding purpose.

Contact us

Ready to fund your growth?

Speak with our debt finance team about your business objectives and financing requirements.