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Inventory Finance

Inventory Finance

Leverage your collateral

Access funding right when you need it–so you can meet customer demand, scale with confidence, and unlock growth that won’t wait.

Apply now

Quick facts

  • Finance up to 60% of your inventory value
  • Tailored solutions for seasonal businesses
  • Flexible repayment terms aligned with your sales cycle
  • Quick access to capital for inventory needs

How Inventory Finance works

  1. Apply and assess

    Submit your application detailing your inventory needs. Our team will assess your stock value and business performance.

  2. Receive financing

    Upon approval, we provide up to 60% of your inventory value, allowing you to purchase more stock or free up working capital.

  3. Flexible repayment

    Repay the financing as your inventory sells, with terms structured to match your business's sales cycle and cash flow.

Benefits of Inventory Finance

Meet seasonal demand

Access funds to build inventory ahead of peak seasons without depleting your working capital.

Bulk purchase discount

Leverage financing to take advantage of supplier discounts on bulk purchases, improving margins.

Optimise stock levels

Maintain optimal inventory levels to meet customer demand without stockouts or excess.

Growth opportunity

Expand product lines or enter new markets with the confidence of adequate inventory backing.

Cash flow relief

Free up capital tied in existing inventory to address other business needs or opportunities.

Business stability

Maintain consistent operations despite fluctuations in demand or supplier lead times.

Is Inventory Finance right for you?

Apply for Inventory Finance

Inventory Finance is ideal for business that:

  • Maintain significant inventory to meet customer demand
  • Experience seasonal fluctuations requiring inventory buildup
  • Want to capitalise on bulk purchasing opportunities
  • Need to free up capital currently tied in existing stock
  • Are expanding product lines or entering new markets

Get a decision within 48 hours and funding within 5 business days.

Frequently asked questions

Get in touch

Once your application is approved, funding can be provided within 5 business days. Repeat clients often experience faster turnaround times. 

Our stock financing solutions typically start at €500,000, though we can discuss your specific needs if you require a different arrangement. 

Repayment terms are flexible and structured to align with your sales cycle. Typically, as inventory sells, a portion of proceeds goes toward repayment, with full settlement expected within 3-12 months depending on your business model. 

Our valuation considers factors such as market demand, turnover rates, seasonality, and shelf life. We may conduct a physical inventory audit or review detailed inventory records during the application process. 

We finance a wide range of inventory types including finished goods, raw materials, and work-in-progress inventory. Highly perishable goods or items with very limited shelf life may have different terms. 

Contact us

Ready to optimise your inventory?

Transform your stock management with flexible financing that grows with your business.